Gold Bullion: 11 Foolproof Strategic Investment Reasons


Obviously, you may be asking why is gold so important and what is all these noises really about? Well, the brain behind my write-up is that l doesn’t want you to be neglect to your financial/investment/retirement future and planning. You must not continue to leave in the dark-age in matters concerning gold and precious metals, thus I present before you accurate reasons why gold must be part of your investment combo.

1. Assets diversification. When contemplate on investment vehicles, usually an old adage comes to mind “don’t put all your eggs in one basket”. Although some interpreter say put all your eggs in one basket and watch over it, good luck to them. The reasonable and savvy investors must ensure that at least 5% of their investment portfolio is gold and precious metals.

2. Continual existence of gold. The fact is that gold out-leaved human age and as long as the world remains, gold will be in perpetuity. Gold is superior to other property, products or investments (buildings, vehicles, stocks, bonds etc.) because the value of these properties can erode with passage of time and prevailing economic experience. Take for instance, the global stock market saga of year 2008; also you need to incur maintenance cost in order to keep them in solid shape.

Gold on the other hand, the value is not eroded neither does it oxidized irrespective of the number of years we are considering.

3. Scarcity of gold. Gold is finite in supply. Statistics revealed that annual global production of gold is about 2,500tons and the worth of gold in the entire world is estimated at 9trillion US dollars. You better buy into gold now rather than undesirable in later years.

4. Status symbol. Without mincing words, gold is highly eyes appealing and have powerful impact on human nature/race. In fact, China and India are well known for the high value they placed on gold as their store of wealth, so their wealth is expressed by the quantity and quality of gold you possessed.

5. Counterparty risks. Gold is absolutely excluded from counterparty risk. The said term means you are putting your faith on the ability of the other party to a deal/contract to perform at the due date. The examples of buying stocks, employers and employees will explain better.
6. Substitutionary insurance policy. The purpose of insurance policy is to put you in the exact financial position you enjoy prior to the loss. Gold can also play the same role if you have same. At the time of national crises (war) like that experienced in Africa – Liberia and Ruwanda, 1Kg of gold can restore a person to life of conveniences again.

7. Bull market (gold). When you read any guide or advisory on commodity or security, disclaimer is usually the beginning of such and the summary is that “past performance is not a guarantee of future result”. Therefore, gold is not liable from that pattern and since the beginning of the new millennium; gold has been on bull-run with double digit gains.

8. Anchor against deflation. Of course, an open secret that economic recession is now a global phenomenon, the ever increasing debts of nations (USA and UK for example) could potentially result to deflation with catastrophic economic impacts. The aftermath is that value of assets will be crumble but gold has resilience and perform better in holding its value irrespective of economic challenges.

9. Geopolitical risks. Wars, terrorism (USA – unforgettable 911), natural disasters and other allied perils characterized the global society today. At the time of war for instance, safety and individual’s survivor is the major concern, assuredly there will be economic paralysis and downturns. The major assets; real estate, financial instruments, other properties and cash currency will be next to useless in value. During such time, gold provides peace of mind and the value remains constant.

10. Store of value. Historically, gold has thousands of years with backup track records as the best store of value. Irrespective of economic and global situations (technological changes, trends, development etc.) gold possessed the feature of acceptability and constancy of value. Therefore, for the safety of your investment, retirement and to pass your assets to next generation, gold is your best bet.

11. Gold is money backer. History tells us that first gold coins were minted and put into circulation by 550BC; gold has been longest and lasting form of money. Intrinsically, till tomorrow sun shall rise, gold remain a form of money-backers.

In view of these green lights, a stitch in time saves nine. Kindly click on the link below to start your gold investment or 401K.

Adewale Olofinnika is a multi-disciplinary professional, internet marketer and expert writer who has made a landmark in different niches on the internet. He is also a major player in some freelancing sites. Of paramount importance in all deals are professionalism, ethics, attention to details, integrity, nobilityetc



Why Do You Really Need An Investor For Your Business Startup?

Do you have a dream to be a successful entrepreneur or your own boss? What if you have a fabulous plan but lack of funding to implement it? What do you do, give up on your dream? Maybe Yes, but you should never do this. Keep your dreams alive and have faith in them because faith moves the mountains. Faith in yourself and your dreams is important to make them a beautiful reality. Don’t worry; even though you are a lack of money you can start your business. Don’t get surprised. Just leave no stone unturned, go and find an investor – a person who wants to invest in any plan that guarantees great returns.

Do you still have any question, why you need an investor? Let’s make it very clear simple. It’s a common math that if you have enough money to complete your dreams, so, you can bootstrap your way, but what if you haven’t? In any such condition, you need an investor that funds your dream and you can make them real. It’s quite obvious that getting investment for your very first project is hard but not impossible. Have some faith in your plans, so, you can make the other person believe in it too. Your plan is the key that unlocks the door of success for you, so, you should be ready with that.

Finally, you know, why do you need an investor for your business startup – right? So, now the question is who invests in your plan and why? Any person who is willing to invest in any plan that gives assurance about the great returns. Despite the great returns, a person who is ready to invest in your plan can be the one, who have a deep knowledge of your business field or have interest to actively help to grow a company or a newcomer.

Now when you know the answer to all your questions, so you should take your first step toward the success of your dream confidentially to be the one you have imagined. Never give up on your dreams, instead, go and fight for them. After the all these struggles, the success you will get give you the sigh of relief. Always remember, if you are passionate about what you want to do and what you want to be, so, no one can stop you. Don’t doubt yourself ever because it kills more dreams than failure ever will.


Peer-To-Peer Lending, Microloans, and Crowdfunding

The financial crisis has had at least one interesting side effect: the rise of alternative and increasingly creative forms of financing. During the economic recession, and continuing to today, credit and other traditional forms of start up financing became more difficult to obtain. As a result, entrepreneurs began looking to newer, less-traditional forms of raising capital that cut out the financial intermediaries (banks, for instance) that are typically present in the process.

Peer-to-peer (also known as person-to-person or P2P) lending is a process of borrowing directly from individuals; in most instances, the lender and the borrower never meet. There are a variety of ways this happens, but generally, the process is relatively simple: The borrower registers on one of the many peer-to-peer web sites and is then matched up with a number of lenders who are interested in investing based on the borrower and the interest rate, among other things.

The P2P industry has been growing rapidly over the past few years: In 2005, there was $118 million in outstanding P2P loans; by 2011, that number had reached more than $500 million. P2P web sites make a profit by charging the borrowers an interest rate (usually 2 to 5 percent) on top of what the lenders require. The overall success rate of getting a loan through a P2P process is about 10 percent. Microfinancing has become more popular recently because new ventures are requiring less financing than in previous years.

In the same vein, one creative funding source that has created in recent years is crowdfunding. Crowdfunding (or crowd financing), like P2P, involves getting individuals to pool their resources to finance a project without a typical financial intermediary. Unlike P2P, however, the lenders (also known as (“crowdfunders”) often do not engage in crowdfunding strictly for financial gain. In fact, the “lenders” often actually act more like donors. In a typical transaction, an entrepreneur can go onto a crowdfunding web site, propose the amount needed for the task, and, if the amount pledged is met crowdfunders, having the funds. Usually, the crowdfunders receive something in return, like a product from the business (a DVD or CD from the film or album produced, for instance) but not their money back, if the project is funded, so the funds are not donations in the hard sense. In fact, studies show that for the majority of backers, the reward is the main insipiration of their pecuniary pledge. Crowdfunding sites generally make a profit by taking a small percentage (about 5 percent) from the projects funded before the money goes to the entrepreneur.